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(714) 836-0300

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Bankruptcy

Chapter 7 Bankruptcy | Chapter 13 Bankruptcy

We at Simple Legal Solutions, offer Debt Relief for consumers that need a fresh start! If you are facing foreclosure on your property, we can help you file an EMERGENCY petition and STOP the sale within 24 hours, if not less. All of our Bankruptcies are handled by an attorney and you will be represented by an attorney from beginning to the end of your case.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy, sometimes called a straight bankruptcy, is a liquidation proceeding. The debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months. In the vast majority of cases the debtor has no assets that he would lose so Chapter 7 bankruptcy will give that person a relatively quick fresh start.

One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh start by wiping out his or her debts.

There has been much doom and gloom written about the bankruptcy means test under the new laws and how much more difficult it’s going to be to file Chapter 7 bankruptcy. It’s true that there are more hoops to jump through under the new laws and it’s true that the bankruptcy means test will result in some people having to file chapter 13 instead of Chapter 7 bankruptcy.

However, for the vast majority of filers Chapter 7 is still available with very little extra effort!

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is also known as a reorganization bankruptcy. You can also LIEN STRIP your second mortgage if you are upside down! Chapter 13 bankruptcy is filed by individuals who want to pay off their debts over a period of three to five years. Chapter 13 bankruptcy appeals to individuals who have non-exempt property that they want to keep. It is also only an option for individuals who have predictable income and whose income is sufficient to pay their reasonable expenses with some amount left over to pay off their debts.

Where To Find Simple Legal Solutions?

LEGAL ASSISTANCE, BANKRUPTCY, DIVORCE, EVICTION | SANTA ANA, CA

Where to Find Simple Legal Solutions

Simple Legal Solutions, Inc hours of operation are Monday through Friday 9 am to 5 pm. We do not make same day appointment if needed.

Contact us today in Santa Ana, California, for more information about our legal assistance services.

Proudly Serving Orange County and Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Foothill Ranch, Fountain Valley, Fullerton, Garden Cove, Huntington Beach, Irvine, La Habra, La Palma, Mission Viejo, Orange, Santa Ana, Tustin and Westminster.

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Iana T.   star
Irvine, CA

Iana T.   star
Irvine, CA

"Great service by an experienced team. They are very helpful and knowledgeable. I highly recommend their services"

John H.   star
Riverside, CA

John H.   star
Riverside, CA

"I wish that I was able to put more than 5 stars because the service was amazing. I was helped through every step of my bankruptcy, which made the process and decision that much easier. Odine is the best, and I highly recommend her services. Thank you Odine."

R.H.   star
Ocean Shores, WA

R.H.   star
Ocean Shores, WA

"No one likes being served a summons!! I'm sure most people don't know what to do when served. I went to Odine from Simple Legal Solutions and she took good care of me and got my summons answered. She was very kind and patient with me during all of my long rants and stories. ..."

Diana S.   star
Santa Ana, CA

Diana S.   star
Santa Ana, CA

"I love this place. They gave me some of the best advice compared to other places I've gone to. Sam is the sweetest and very helpful. I would definitely recommend him or Odine for legal assistance! They tell you everything and help you step by step to understand the whole process"

CONTACT US TODAY

in Santa Ana, California, for more information
about our legal assistance services.

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